
Financing for your Orange County remodel
Spread the cost of a kitchen, bathroom, or ADU into monthly payments. Prequalify through Acorn Finance in minutes, with no impact to your credit score.
“I can't recommend CRS enough! My husband and I had such an incredible experience with Joseph and his team!” — Alina Lahian
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A remodel you can pay for over time
A new kitchen, bathroom, or ADU is a major investment, and paying for it all up front is not the only option. Through our financing partner Acorn Finance, you can break your project into monthly payments and search offers from a network of top lenders, all online. We are not a lender, so there is no pressure. You see your options and decide what works for you.
No credit score impact
Checking your prequalified offers uses a soft credit pull only.
$1,000 to $100,000
Loan amounts that cover most kitchen, bathroom, and ADU projects.
2 to 20 year terms
Size the monthly payment to fit your budget.
Prequalify with Acorn Finance
Check your rate in minutes
See what you prequalify for with no impact to your credit score. It takes a couple of minutes, and there is no cost or obligation.

How it works
Financing in three steps
Prequalify in minutes
Answer a few questions through Acorn Finance and see prequalified offers from a network of top lenders. It uses a soft credit pull, so your score is not affected.
Compare real offers
Review the loan amounts, rates, and terms side by side, then choose the offer that fits your budget. There is no cost or obligation to look.
We build your project
Once your chosen lender gives final approval, funds can arrive in as little as 24 hours. We schedule your remodel and get to work.
What you can finance
Put it toward any project
Common questions
Financing FAQ
Does checking my rate affect my credit score?
No. Prequalifying through Acorn Finance uses a soft credit pull that does not impact your credit score. A hard credit pull only happens later, if you express interest in a specific offer and move forward with that lender.
How much can I finance for my remodel?
Acorn Finance connects you with personal loan offers from $1,000 to $100,000, which covers most kitchen, bathroom, and ADU projects in Orange County. Terms run from 2 to 20 years, so you can size the monthly payment to your budget.
How fast can I get funded?
After you prequalify and choose an offer, the lender completes final approval. Once approved, funds can arrive in as little as 24 hours, so financing does not have to hold up your start date. Funding times vary by lender.
Do I have to finance the whole project?
No. You decide how much to finance. Some homeowners finance the entire remodel, others cover part of it and pay the rest directly. We build the project scope around the budget you are comfortable with.
Is there any cost or obligation to check my options?
No. Checking your prequalified offers is free and there is no obligation. You only move forward if you find an offer that works for you.
Can I use financing for a kitchen, bathroom, or ADU?
Yes. You can put the funds toward any of our services, including kitchen remodels, bathroom remodels, ADUs, room additions, and whole-home renovations.
Financing is arranged through Acorn Finance and its network of third-party lenders. CRS Construction is not a lender and does not make credit decisions. All loans and other financial products are subject to credit review and approval by our partners. If approved, funding times may vary. Prequalifications use a soft credit pull that does not impact your credit score. However, our funding partners will conduct a hard credit pull when you express interest in an offer, and this could impact your credit score. Funding times may vary.
Ready to start? Get a free project quote
Tell us about your kitchen, bathroom, or ADU. We will follow up with a path to a written estimate, and you can pair it with financing whenever you are ready.
